Town
& Country Travel Insurance
Town
& Country Policies Travel Insurance
The
insurance offered by Town & Country Policies is underwritten
by UK Insurance Ltd. and arranged by Voyage Insurance Services
Ltd. As an independent intermediary they looked at the travel
insurance market and made an informed decision to recommend
the Voyager contract This contract is competitively priced,
well worded and offers a good claims procedure in the unfortunate
event that you need to make a claim.
Select
the type of insurance from Town & Country Policies:
- Single
Trip - Standard Cover
- Single
Trip - Double Cover
- Long
Stay - Standard Cover
- Long
Stay - Double Cover
- Annual
Multi-Trip - Standard Cover
- Annual
Multi-Trip - Double Cover
Travel
Insurance Policy Wording
1.
Insurance Document
You should read the Insurance document carefully. It gives
full details of what is and what is not covered and the conditions
of cover.
2. Conditions and Exclusions
Specific Conditions and Exclusions apply to individual sections
of your insurance, whilst General Exclusions and Conditions
apply to the whole of your insurance.
3. Health
This insurance contains restrictions regarding pre-existing
medical problems concerning the health of the people travelling
and of other people upon whose health the trip depends. You
are advised to read the document carefully.
4. Property Claims
These claims are based on the value of the goods at the time
you lose them and not on a "new for old" or replacement
cost basis.
5. Limits
This insurance from Town & Country Policies has limits
on the amount the insurer will pay under each section. Some
sections also include specific limits, for example, for any
one item or for valuables in total.
6. Excesses
Under some sections of this insurance, claims will be subject
to an excess. This means you will be paying for the first
part of the claim unless excess waiver is paid.
7. Reasonable Care
You need to take all reasonable care to protect yourself and
your property, as you would if you were not insured.
8. Dangerous Sports and Pastimes
Where there is a risk of injury, check that this insurance
covers you, or ask Voyager Insurance Services.
9. Customer Service
Town & Country Policies always try to provide a high level
of service. However if you think Town & Country Policies
have not lived up to your expectations, please refer to the
wording which outlines their Complaints Procedure.
10. Cooling-off Period
This insurance contains a 14 day "cooling off" period
during which you can return it and get a full refund if you
have a justifiable reason for being dissatisfied with the
cover provided.
For
further information on Town & Country travel insurance
visit the Town & Country website.
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