Travelcov
Travel Insurance
Travelcov
- lowest priced quality holiday insurance
All Travelcov policies have a 14 Day Money Back guarantee
for peace of mind
Adult
Over 19 but under 44 years of age at date of departure.
Child
Those under 19 years of age at date of departure and dependant,
cost a percentage of premium when travelling with another
person paying full price. Children Under 2 years of age at
departure free of charge.
Family Cover
2 adults plus up to any 5 dependant children (under 19 years
at date of departure) travel free.
Travel Insurance policies Offered by Travelcov
- Single
Trip
- Annual
/ Multitrip
- Extended
Stay
Insurers
Insurance from Travelcov is provided by UK Underwriting Limited
on behalf of a consortium of insurers that are members of
the Association of British Insurers and the Financial Services
Ombudsman.
Health
agreements
When you are travelling to a European Union Country, you should
collect a form E111 from your local post office. If you need
treatment, you should present this at the time of treatment
as it may save you paying the £75 policy excess from
any claim under section A (Medical and other expenses). When
you are travelling to Australia or New Zealand and you have
to go to hospital, you must register for treatment under either
the Medicare scheme or the reciprocal health agreement applicable
in those countries. If you do not do this, Travelcov may not
be able to pay your claim. If you are in any doubt as to how
to collect a form E111 or register for the Medicare scheme,
please contact Inter Group Assistance Services who will be
able to help you.
Health
Your insurance contains conditions that relate to your health
and the health of others who might not be travelling with
you but whose well being your trip may depend on. In particular
Travelcov may not cover medical problems which you or they
had before the cover started.
Your
belongings
Many claims for loss or theft are caused by people being careless
with their belongings. If you do not take good care of your
belongings, it can be upsetting and inconvenient for you and
Travelcov may not pay your claim.
Excesses
Under most sections of the Travelcov travel insurance you
have to pay the first part of any claim (an excess). This
amount is shown under each of the sections where it applies.
Dangerous
activities
You may not be covered when you take part in certain sports
or activities if there is a high risk you will be injured.
Travelcov may cover certain activities if you pay an extra
premium. You must check with Select that the insurance policy
meets your needs.
Premium
refund
If this insurance does not meet your needs, your issuing agent
will refund your money as long as you return the insurance
document to them within 14 days of receiving it. Your issuing
agent will only refund your money as long as you have not
travelled or made a claim.
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