Welcome
to Travel Insurance Central
UK
Travel
Insurance Central have sourced over 200 travel insurance
companies and providers in the UK - with more providers
being added every week. This saves you all the time,
effort and frustration because we have done all the
hard work for you! Travel Insurance Central are totally
unbiased in our selections, we have even added some
of our competition, that's how fair we have been! Here
at Travel Insurance Central UK we are sure you can save
££££'s on your holiday cover.
|
Single
Trip
|
Annual/Multi
Trip
|
Long
Stay
|
BackPackers
|
| If
you travel once or twice a year, this is
the best cover for you. Most policies can
be tailor made to suit your own needs and
extras can be added too like golf cover
if you are off abroad on a golfing holiday.
Check
out our reviews since we have included most
of the information you need to make your
choice. |
|
| Annual
and multi trip travel insurance can be the
most economical option if you are a frequent
traveler. Annual cover is usually recommended
on trips of two weeks or more. If you have
a family, look at Family cover options,
it could save you even more money. |
|
| Are
you visiting relatives abroad for a long
holiday? Long Stay travel insurance is the
best option for you. Ideal
if you are travelling abroad for more than
6 months and up to 12 months. |
|
| Backpackers
insurance is most popular with students
taking a year off to see the world. These
policies are usually flexible and cover
you whether it's Europe, Australia, the
America's or Asia. So cover yourself against
all potential problems before you go. |
|
|
Ski
Insurance
|
Finance
Your Holiday
|
Breakdown
Insurance
|
Travel
and Holiday Money
|
|
|
|
Skiing
and other winter sport activities are excluded
from some travel insurance policies. If
you are off on a skiing holiday it will
be advisable to take out an insurance policy
specifically tailored to suit. Most of these
policies cover ski and snow boarding equipment
and also cover delays and cancellations. |
|
|
|
|
At
Loans UK you will find every type of loan available
in the UK. They have put together every loan possible
so you can finance your holiday or trip abroad.
Loans UK provide you with the deals so you can
borrow any amount you need.
|
|
|
|
|
Travel
insurance for your motor! Get cover for that unexpected
breakdown, both in the UK and in Europe. Breakdown
Insurance can also cover your trailer and caravan.
Emergency overnight accommodation can be part
of the package as well as key replacement.
|
|
|
|
|
Arrange
your Travel Money with our list of companies
that specialise in foreign exchange. |
|
Choosing the right travel insurance cover suitable for
your trip can be a nightmare, we know, having visited
most of the insurance websites in the uk whilst compiling
this website. Travel Insurance Central have completed
a product review for each insurance company covered
within this website with a company review which can
be viewed at: http://www.online-consumer-information-services.co.uk.
Before you decide, here are a few travel insurance guidelines
to make your choice easier!
Travel
Insurance Conditions
Most
Travel Insurance companies and providers have some conditions
you need to confirm when applying for cover. Here are a few
you may come across:
- Are
you aware of any medical condition or circumstances that
could reasonably be expected to give rise to a claim ?
- Have
you suffered from any chronic or recurring serious illness
during the 9 months prior to the commencement of this insurance
?
- Have
you or any person to be named on the policy, have ever been
refused travel insurance or had special terms imposed ?
- Have
you or any person to be named on the policy are aware of
any reason why a planned holiday will be cancelled or curtailed
?
- Are
you receiving, recovering from, or on a waiting list for,
in-patient treatment in a hospital or nursing home ?
- Are
you travelling against the advice of a doctor or in order
to get medical treatment abroad ?
- Are
you waiting for the results of tests or investigations for
an existing medical condition ?
- Have
you been diagnosed as having a terminal illness ?
Emergency Help
- Make
sure you are provided with immediate help if you are ill
or injured outside the United Kingdom or Channel Islands.
Check and see if they provide a 24-hour emergency service
365 days a year and where you can contact them.
- Make
a note of the emergency phone number/fax when you depart
on your trip.
- Make
sure your insurance certificate is validated before you
go and make a note of the certificate number in case your
policy is lost.
- In
the event of a claim, contact your insurance company as
soon as possible or they may not be able to guarantee medical
expenses.
Sports and hazardous activities
Please
make sure that you check your cover if you are going
to pursue any hazardous activities. Some activities
are automatically covered without paying any additional
premium, but some policies exclude any cover under it's
Personal Accident and Personal Liability sections. Additional
cover can usually be added to your policy later.
For
Ski and Adventure Insurance please visit our special
section by clicking
here.
Check
your cover limits for:
- Cancellation
of your trip
- Curtailment
- Travel
Delay due to weather conditions etc
- Missed
Departure
- Personal
Baggage
- Baggage
Delay
- Money/Documents
- Cash
limit
- Loss
of passport
- Personal
Liability
|
|
- Legal
Expenses
- Personal
Accident
- Permanent
Disability
- Death
- Lost
of any limbs / organs
- Medical
cover
- Hospital
Sundries
- 24-hour
Medical Assistance Services
- Hijack
cover
|
A few Travel Tips before your trip
- Always
carry cash on your person and use Travellers Cheques or
Credit Cards if possible, if cards are not required leave
them in a safe place.
- Make
sure all receipts for medical treatment and other expenses
are kept.
-
If your holiday is extended longer than anticipated,
make sure that your travel insurance will cover you
for the extended term - if not contact your provider
in plenty of time for renewal.
- In
the case of theft, advise police or appropriate authority
within 24 hours of discovery and obtain a written
report of any loss.
- Make
sure you get a report from the airline if your property
is delayed or damaged in transit.
- Always
drink bottled water and avoid ice in your drinks if you
are not sure of the state of the local water supply.
- Avoid
uncooked food unless you are sure it is safe.
- Wear
a sun hat or scarf, use the appropriate clothing in the
sun and use protective sun cream for your skin type and
drink plenty of fluids.
- Before
you dive check that swimming pools and the sea area are
deep enough for diving.
- Do
not go over your duty free allowance.
. . . . oh yes, please have a great trip / holiday .
. . . from the Travel Insurance Central team!
|
